{"id":22844,"date":"2015-05-20T15:11:58","date_gmt":"2015-05-20T19:11:58","guid":{"rendered":"http:\/\/cfif.org\/v\/freedom_line_blog\/?p=22844"},"modified":"2015-05-20T15:11:58","modified_gmt":"2015-05-20T19:11:58","slug":"more-insurance-less-health-care","status":"publish","type":"post","link":"https:\/\/cfif.org\/v\/freedom_line_blog\/22844\/more-insurance-less-health-care\/","title":{"rendered":"More Insurance, Less Health Care?"},"content":{"rendered":"<p>A <a href=\"http:\/\/thehill.com\/policy\/healthcare\/242584-study-underinsured-population-has-doubled-to-31-million \" target=\"_blank\">new report<\/a> says that the number of Americans who are \u2018underinsured\u2019 is 31 million people \u2013 double the figure from 2003.<\/p>\n<p>Being underinsured means that a person has access to health insurance, but doesn\u2019t use it to get healthy because the cost is too high.<\/p>\n<p>ObamaCare \u2013 with the popularity of its high deductible insurance plans \u2013 may make the problem worse.<\/p>\n<p>\u201cThe steady growth in the proliferation and size of deductibles threatens to increase underinsurance in the years ahead,\u201d says the Commonwealth Fund report.<\/p>\n<p>\u201cPeople who have high deductibles do tend to skimp on healthcare,\u201d Sara Collins, the study\u2019s lead author, said to reporters.<\/p>\n<p>That\u2019s because a trip to the doctor\u2019s office can generate thousands of dollars in out-of-pocket expenses before the insurance company contributes a penny.<\/p>\n<p>The Obama administration has claimed a lot of credit for lowering the uninsured population, but has been unsurprisingly mum about the uptick in the number of underinsured Americans. If this trend continues, millions of people will be forced to pay for a financial product they cannot afford to use, but dare not risk going without since the IRS has the power to penalize.<\/p>\n<p>That sounds like a policy opportunity conservatives would do well to exploit.<\/p>\n<p>H\/T: The Hill<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A new report says that the number of Americans who are \u2018underinsured\u2019 is 31 million people \u2013 double the figure from 2003. Being underinsured means that a person has access to health insurance, but doesn\u2019t use it to get healthy because the cost is too high. ObamaCare \u2013 with the popularity of its high deductible [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[4586,3308,1829,35],"class_list":["post-22844","post","type-post","status-publish","format-standard","hentry","category-posts","tag-deductible","tag-health","tag-insurance","tag-obamacare"],"_links":{"self":[{"href":"https:\/\/cfif.org\/v\/freedom_line_blog\/wp-json\/wp\/v2\/posts\/22844","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cfif.org\/v\/freedom_line_blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cfif.org\/v\/freedom_line_blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cfif.org\/v\/freedom_line_blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/cfif.org\/v\/freedom_line_blog\/wp-json\/wp\/v2\/comments?post=22844"}],"version-history":[{"count":3,"href":"https:\/\/cfif.org\/v\/freedom_line_blog\/wp-json\/wp\/v2\/posts\/22844\/revisions"}],"predecessor-version":[{"id":22847,"href":"https:\/\/cfif.org\/v\/freedom_line_blog\/wp-json\/wp\/v2\/posts\/22844\/revisions\/22847"}],"wp:attachment":[{"href":"https:\/\/cfif.org\/v\/freedom_line_blog\/wp-json\/wp\/v2\/media?parent=22844"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cfif.org\/v\/freedom_line_blog\/wp-json\/wp\/v2\/categories?post=22844"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cfif.org\/v\/freedom_line_blog\/wp-json\/wp\/v2\/tags?post=22844"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}