We at CFIF have consistently highlighted the peril of federal, state and local government efforts targeting…
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New Study Shows How Overregulating Short-Term Lenders Harms Consumers

We at CFIF have consistently highlighted the peril of federal, state and local government efforts targeting the short-term consumer lending sector.

Less than two years ago, we specifically sounded the alarm on a New Mexico law artificially restricting interest rates on short-term consumer loans.

Well, a new study entitled "A New Mexico Consumer Survey:  Understanding the Impact of the 2023 Rate Cap on Consumers" that surveyed actual borrowers confirms our earlier warnings:

Key findings include:

•Short-term,small-dollar loans help borrowers manage their financial situations, irrespective of the borrower’s income.

•The rate cap has failed to improve the financial wellbeing of New Mexicans, specifically those who had previously relied on short-term, small-dollar loans.

•…[more]

November 27, 2023 • 03:57 PM

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1 CFIF Scores Victory in Campaign Finance Case

On January 21, 2016, a three-judge panel on the U.S. Court of Appeals for the D.C. Circuit unanimously ruled in favor of the Center for Individual Freedom (“CFIF”) in Van Hollen v. FEC, a campaign finance case addressing free speech and compelled disclosure.  The decision marks the second time in the case that the Court of Appeals…

2 CFIF Urges U.S. Supreme Court to Protect Private Property

CFIF last week joined with nine other national and state organizations in filing an amicus brief with the U.S. Supreme Court urging it to grant certiorari in the case of Empress Casino Joliet v. Giannoulias. 

 
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