We've often highlighted how federal and state regulators who target short-term lenders only end up hurting…
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Federal Regulators Again Target Short-Term Lending, Hurting Struggling Americans They Claim to Help

We've often highlighted how federal and state regulators who target short-term lenders only end up hurting the struggling Americans they claim to be helping.

That dynamic is even more pronounced in times of increasing economic uncertainty like today.

According to a 2018 study from the federal government itself, nearly 40% of American families don’t possess sufficient savings to cover even a $400 emergency expense, including 51% of military service members living paycheck-to-paycheck.   For such people, credit cards aren’t always a viable option and traditional bank loans aren't feasible because of the small amounts involved.

They can, however, access desperately-needed money for the short-term via consumer finance loans.   Unfortunately, the Biden Administration, the Pelosi…[more]

July 05, 2022 • 07:23 PM

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Who Are the Real Insurrectionists?
By Victor Davis Hanson
Thursday, January 06 2022
Recently, Democrats have been despondent over President Joe Biden's sinking poll numbers. His policies on the economy, energy, foreign policy, the border, and COVID-19 all have lost majority support. As a result, the Left now variously alleges that either in 2022, when they expect to lose the Congress, or in 2024, when they fear losing the presidency, Republicans will "destroy democracy" or stage a coup. A cynic might suggest that they praise democracy when they get elected, only to claim it is broken when they lose. Or they hope to avoid their defeat by trying to terrify the electorate.…
 
Falling Faith in Democracy Is Not a New Thing
For the last year, we've heard one commentator after another tell us that American democracy is in crisis.…
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Dems Reject Work Ethic, Embrace Freeloaders
The Democratic Party used to call itself the party of working people and hail the "dignity of work."…
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Democrats Lose Hispanic Voters – Lots of Them
The Democratic Party's problem with Hispanic voters is worse than leaders think, according to a new assessment…
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AOC's Grasp on American Governance Is a 'Farce'
Progressive Rep. Alexandria Ocasio-Cortez, echoing the complaint of the Democratic Party establishment…
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Demolishing Democratic Delusions
Sen. Joe Manchin's announcement that he will not support the Democrats' giant spending bill should not…
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Dems Pivot from Build Back Better to Useless Extremism
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New Report: Light-Touch Regulatory Policies Allowed U.S. Broadband Infrastructure to Flourish Amid Pandemic
It’s a familiar adage that airplanes taking off and landing safely don’t make headlines. …
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Why Is the Left Suddenly Worried About the End of Democracy?
What is behind recent pessimistic appraisals of democracy's future, from Hillary Clinton, Adam Schiff…
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Workers and Savers Screwed by Inflation While Government Spending Caters to the Takers
U.S. senators need to forgo the posh Capitol dining rooms and go food shopping in the shoes of ordinary…
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The True Cost of Biden's Agenda
President Joe Biden and Capitol Hill Democrats are racing to pass their massive social spending bill…
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Quiz Question   
What percentage of U.S. Supreme Court decisions in the just-completed 2021-2022 term were decided unanimously?
More Questions
Notable Quote   
 
"Ouch. Inflation is far too important a problem for the White House to keep making statements like this. It's either straight ahead misdirection or a deep misunderstanding of basic market dynamics."…[more]
 
 
—Jeff Bezos, Amazon Founder
— Jeff Bezos, Amazon Founder
 
Liberty Poll   

Are housing prices in your area currently rising, dropping or staying about the same?