We've often highlighted how federal and state regulators who target short-term lenders only end up hurting…
CFIF on Twitter CFIF on YouTube
Federal Regulators Again Target Short-Term Lending, Hurting Struggling Americans They Claim to Help

We've often highlighted how federal and state regulators who target short-term lenders only end up hurting the struggling Americans they claim to be helping.

That dynamic is even more pronounced in times of increasing economic uncertainty like today.

According to a 2018 study from the federal government itself, nearly 40% of American families don’t possess sufficient savings to cover even a $400 emergency expense, including 51% of military service members living paycheck-to-paycheck.   For such people, credit cards aren’t always a viable option and traditional bank loans aren't feasible because of the small amounts involved.

They can, however, access desperately-needed money for the short-term via consumer finance loans.   Unfortunately, the Biden Administration, the Pelosi…[more]

July 05, 2022 • 07:23 PM

Liberty Update

CFIFs latest news, commentary and alerts delivered to your inbox.
The Border Crisis May Be Coming to Your Kids' School
By Betsy McCaughey
Wednesday, March 17 2021
The Biden administration is scrambling to shelter thousands of unaccompanied minors crossing the southern border from Central America. The media are declaring the crush at the border a "crisis."  Truth is, this crisis could be heading to your school district. If your kids are in public school or you pay school taxes, you need to know the facts.  The media show photos of young migrant children. Don't fall for that. Three-quarters of these unaccompanied minors are young men ages 15 to 17. Think tattoos, not teddy bears. These teens are carrying the name and phone number of…
 
Biden Prepares to Strip College Students of Due Process Rights
It's worth reminding people that if President Joe Biden were compelled to live by the standards he intends…
Read more...
U.S. Plummets to Lowest Ranking Ever in Annual Index of Economic Freedom
The United States’ economic freedom score is 74.8, making its economy the 20th freest in the 2021…
Read more...
 
COVID Hypocrisy at the White House
Biden administration health official Rochelle Walensky announced Monday that vaccinated Americans can…
Read more...
Why the Cuomo Case Drives Republicans Crazy
Things are looking worse by the hour for New York Gov. Andrew Cuomo. Recently, a fourth, and then a fifth…
Read more...
 
CFIF Joins Coalition Opposing Financial Transactions Tax
In a letter to Congress, the Center for Indiviudal Freedom ("CFIF") today joined a coalition…
Read more...
AOC's Terrible Minimum Wage Argument
"It is utterly embarrassing that "pay people enough to live" is a stance that's even up…
Read more...
 
Proposed Financial Transaction Tax and Regulations Would Punish Everyday Investors and Retirees
In the latest example of the political left cynically leveraging passing events to impose their longstanding…
Read more...
Nancy's Election-Rigging Bill
Nancy Pelosi's top priority is to turn America into a one-party nation ruled by Democrats. Her bill HR…
Read more...
 
White House in Denial about Border Crisis
During the 2020 campaign, candidate Joe Biden promised to undo President Donald Trump's border security…
Read more...
It's Not a COVID Relief Bill. It's Christmas for Democrats.
Republicans should stop referring to the Democrats' newest ideological wish list as a COVID-19 "relief…
Read more...
Quiz Question   
What percentage of U.S. Supreme Court decisions in the just-completed 2021-2022 term were decided unanimously?
More Questions
Notable Quote   
 
"The U.S. Supreme Court has made clear that the Second Amendment guarantees law-abiding citizens the right to keep and bear arms for self-defense, both in their homes and in public. On Friday, New York responded that it didn't care.New York Gov. Kathy Hochul ushered in the long Independence Day weekend on Friday by signing into law legislation crafted in response to the Supreme Court's recent decision…[more]
 
 
—Margot Cleveland, Senior Legal Correspondent at The Federalist
— Margot Cleveland, Senior Legal Correspondent at The Federalist
 
Liberty Poll   

How are record-high gas prices and other increasing costs affecting your Independence Day travel plans?