We've often highlighted how federal and state regulators who target short-term lenders only end up hurting…
CFIF on Twitter CFIF on YouTube
Federal Regulators Again Target Short-Term Lending, Hurting Struggling Americans They Claim to Help

We've often highlighted how federal and state regulators who target short-term lenders only end up hurting the struggling Americans they claim to be helping.

That dynamic is even more pronounced in times of increasing economic uncertainty like today.

According to a 2018 study from the federal government itself, nearly 40% of American families don’t possess sufficient savings to cover even a $400 emergency expense, including 51% of military service members living paycheck-to-paycheck.   For such people, credit cards aren’t always a viable option and traditional bank loans aren't feasible because of the small amounts involved.

They can, however, access desperately-needed money for the short-term via consumer finance loans.   Unfortunately, the Biden Administration, the Pelosi…[more]

July 05, 2022 • 07:23 PM

Liberty Update

CFIFs latest news, commentary and alerts delivered to your inbox.
Why Putin Has Not Been Deterred
By Victor Davis Hanson
Thursday, January 27 2022
Americans want an autonomous Ukraine to survive. They hope the West can stop Russian President Vladimir Putin's strangulation of both Ukraine and NATO. Yet Americans do not want their troops to venture across the world to Europe's backyard to fight nuclear Russia to ensure that Ukraine stays independent. Most Americans oppose the notion that Russia can simply dictate the future of Ukraine. Yet Americans also grudgingly accept that Ukraine was often historically part of Russia. During World War II, it was the bloody scene of joint Russian-Ukrainian sacrifices – over 5 million…
 
Crimes Are Crimes, No Matter How Petty
There's nothing petty about petty crime. Tolerate it, and society descends into disorder. You're standing…
Read more...
Biden: No Course Correction
The failures of President Joe Biden's first year in office are obvious to all. Inflation is raging. COVID…
Read more...
 
Biden Is Not Alone. Democrats Have Been Delegitimizing Elections for Years
President Joe Biden joined Senate Majority Leader Chuck Schumer and numerous other Democrats this week…
Read more...
Y2K Redux: FAA and Airline Sector Scare Tactics Obstruct 5G Rollout
Remember the Y2K scare?   Twenty years later, it elicits a wry nostalgic smile.  …
Read more...
 
Is America Heading for a Systems Collapse?
In modern times, as in ancient Rome, several nations have suffered a "systems collapse." The…
Read more...
Americans Are Being Sold Out by Government Insiders
Bill Clinton used to say that all elections are about the future. It's true. Voters want to know what…
Read more...
 
CFIF Supports Senator Roger Wicker’s Call for Rehearing on Biden FCC Nominee Gigi Sohn
ALEXANDRIA, VA – In a welcome development, Senator Roger Wicker (R – Mississippi) this week…
Read more...
Biden's Big Elections Lie
President Joe Biden finally delivered his "voting rights" speech in Atlanta, telling a crowd:…
Read more...
 
Annus Horribilis: 2021 Continued 2020 Murder Increase
In 2020, the United States witnessed its sharpest murder rate increase in history.   In 2021…
Read more...
GOP Pushes Back On Democratic 'Big Lie'
President Joe Biden and Vice President Kamala Harris traveled to Georgia Tuesday to push their party's…
Read more...
Quiz Question   
What percentage of U.S. Supreme Court decisions in the just-completed 2021-2022 term were decided unanimously?
More Questions
Notable Quote   
 
"The U.S. Supreme Court has made clear that the Second Amendment guarantees law-abiding citizens the right to keep and bear arms for self-defense, both in their homes and in public. On Friday, New York responded that it didn't care.New York Gov. Kathy Hochul ushered in the long Independence Day weekend on Friday by signing into law legislation crafted in response to the Supreme Court's recent decision…[more]
 
 
—Margot Cleveland, Senior Legal Correspondent at The Federalist
— Margot Cleveland, Senior Legal Correspondent at The Federalist
 
Liberty Poll   

How are record-high gas prices and other increasing costs affecting your Independence Day travel plans?