We've often highlighted how federal and state regulators who target short-term lenders only end up hurting…
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Federal Regulators Again Target Short-Term Lending, Hurting Struggling Americans They Claim to Help

We've often highlighted how federal and state regulators who target short-term lenders only end up hurting the struggling Americans they claim to be helping.

That dynamic is even more pronounced in times of increasing economic uncertainty like today.

According to a 2018 study from the federal government itself, nearly 40% of American families don’t possess sufficient savings to cover even a $400 emergency expense, including 51% of military service members living paycheck-to-paycheck.   For such people, credit cards aren’t always a viable option and traditional bank loans aren't feasible because of the small amounts involved.

They can, however, access desperately-needed money for the short-term via consumer finance loans.   Unfortunately, the Biden Administration, the Pelosi…[more]

July 05, 2022 • 07:23 PM

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CFIF Unveils National Survey Highlighting Voters’ Health Care Priorities Ahead of the November Election Print
By CFIF Staff
Wednesday, October 21 2020

ALEXANDRIA, VA – The Center for Individual Freedom (CFIF) today released key findings of a national survey measuring the health care priorities of voters nationally and in 12 key swing states ahead of the November 2020 election.   

The survey, which was conducted by Public Opinion Strategies for CFIF from September 28 – October 5, shows the top issues voters say will determine how they vote for president are coronavirus (36%), economy/jobs (34%), and health insurance costs and coverage (29%). Of the issues tested, those of least importance to this election are prescription drug costs (4%), education (6%) and crime (8%).

Looking specifically at health care, the most important issue for majorities of voters, across party, is addressing the cost of health insurance coverage (55%). High-quality care and services (73%) along with low out-of-pocket costs (64%) are what voters say they value most in health care.

When it comes to addressing those priorities, the survey finds that:

  • Voters, across party, overwhelmingly prefer the role of the federal government to be that of providing oversight and incentives to health care providers, prescription drug companies and health insurers to encourage competition to lower prices in the health care system (70%) rather than having the federal government set prices and determine what services and medicines are covered by private health plans (30%).  

  • Also by overwhelming margins, voters are much more supportive of measures that address specific drivers of health care costs (reducing wasteful spending, capping out-of-pocket costs, providing incentives) rather than putting in place a single government-run health insurance system with one plan that covers all Americans. Seniors, which have the most experience with government-run health coverage, are the most opposed to this approach.

  • Voters’ preference for incentives over government mandates in health care plays out across issues, such as the proposed “Buy American” policy for the medical supply chain. For example, more than six in ten voters (61%) believe the U.S. government should provide more incentives to encourage drug companies to manufacture more of their products in the U.S., rather than requiring drug companies who want to sell their products in the U.S. to entirely source and manufacture them here as well (39%).

“When it comes to health care, it is no surprise that high-quality care and services along with low out-of-pocket costs are what voters care about most,” said CFIF President Jeffrey Mazzella. “The policy preferences of voters in tackling those issues, however, are not those that have dominated recent headlines. Voters prefer focusing on cost drivers that do not impede quality or access and are far less interested in policies that threaten both, such as a Medicare ‘public option’ for all and government price controls.” 

“Most voters, across party, agree that effective spending and incentives would go further in lowering health care costs than single-payer, universal health care,” added Timothy Lee, CFIF’s Senior Vice President of Legal and Public Affairs.  “In fact, seniors—those with the most experience with government-run coverage—were actually the most opposed to a single, government-run health insurance system,” Lee concluded. 

To read the entire Key Findings Memo of the survey results, click here.  View the Executive Summary slide deck below.

Methodology:

Public Opinion Strategies conducted the national online survey among N=1,000 registered voters with an oversample in 12 key general election swing states to reach an N=800 in these states from September 28-October 5, 2020. Key swing states were defined as: AZ, CO, FL, GA, IA, MI, MN, NC, NV, OH, PA, and WI.  The confidence interval for N=1,000 is +/-3.53% and for N=800 is +/-3.95%.

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Quiz Question   
What percentage of U.S. Supreme Court decisions in the just-completed 2021-2022 term were decided unanimously?
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"The U.S. Supreme Court has made clear that the Second Amendment guarantees law-abiding citizens the right to keep and bear arms for self-defense, both in their homes and in public. On Friday, New York responded that it didn't care.New York Gov. Kathy Hochul ushered in the long Independence Day weekend on Friday by signing into law legislation crafted in response to the Supreme Court's recent decision…[more]
 
 
—Margot Cleveland, Senior Legal Correspondent at The Federalist
— Margot Cleveland, Senior Legal Correspondent at The Federalist
 
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