We at CFIF have consistently highlighted the peril of federal, state and local government efforts targeting…
CFIF on Twitter CFIF on YouTube
New Study Shows How Overregulating Short-Term Lenders Harms Consumers

We at CFIF have consistently highlighted the peril of federal, state and local government efforts targeting the short-term consumer lending sector.

Less than two years ago, we specifically sounded the alarm on a New Mexico law artificially restricting interest rates on short-term consumer loans.

Well, a new study entitled "A New Mexico Consumer Survey:  Understanding the Impact of the 2023 Rate Cap on Consumers" that surveyed actual borrowers confirms our earlier warnings:

Key findings include:

•Short-term,small-dollar loans help borrowers manage their financial situations, irrespective of the borrower’s income.

•The rate cap has failed to improve the financial wellbeing of New Mexicans, specifically those who had previously relied on short-term, small-dollar loans.

•…[more]

November 27, 2023 • 03:57 PM

Liberty Update

CFIFs latest news, commentary and alerts delivered to your inbox.
Home Press Room CFIF Launches TV Issue Ads in 10 Congressional Districts Urging End to Reckless Spending, National Debt Increases and Job-Killing Agenda
CFIF Launches TV Issue Ads in 10 Congressional Districts Urging End to Reckless Spending, National Debt Increases and Job-Killing Agenda Print
Tuesday, October 19 2010

The Center for Individual Freedom (“CFIF”) has launched a series of television issue ads in 10 Congressional districts to point out the excessive spending, increased national debt and job-killing agenda enacted by a runaway Congress.

Click on the thumb nails or titles below to view the ads.

CA-20: CFIF "Costa Debt"



 

FL-02: CFIF "Boyd Debt"




 

GA-08: CFIF "Marshall Jobs"



 

KY-06: CFIF "Chandler Jobs"



 

MS-01: CFIF "Childers Debt"




NJ-03: CFIF "Adler Debt"




 

NY-24: CFIF "Arcuri Debt"




 

NC-11: CFIF "Shuler Jobs"




 

NC-08: CFIF "Kissell Debt"



 

PA-11: CFIF " Kanjorski Debt"



 

Notable Quote   
 
"Hunter Biden's offer to testify before the House Oversight Committee is a clever evasion, nothing more. The president's son says he will testify only if the hearing is publicly televised. Nice try. Subpoenaed witnesses don't get to set the terms. The committee does.Why make an offer that is bound to be rejected? For two reasons. The PR goal is for Hunter to appear willing to testify, when he actually…[more]
 
 
— Charles H. Lipson, Professor Emeritus of Political Science at the University of Chicago
 
Liberty Poll   

What grade would you give the Biden administration thus far regarding all aspects of its approach to the Hamas/Israel conflict?