Join CFIF Corporate Counsel and Senior Vice President Renee Giachino today from 4:00 p.m. CST to 6:00…
CFIF on Twitter CFIF on YouTube
This Week's "Your Turn" Radio Lineup

Join CFIF Corporate Counsel and Senior Vice President Renee Giachino today from 4:00 p.m. CST to 6:00 p.m. CST (that’s 5:00 p.m. to 7:00 p.m. EST) on Northwest Florida’s 1330 AM/99.1FM WEBY, as she hosts her radio show, “Your Turn: Meeting Nonsense with Commonsense.”  Today’s guest lineup includes:

4:00 CST/5:00 pm EST:  Hans von Spakovsky, Manager, Election Law Reform Initiative and Senior Legal Fellow, Meese Center for Legal and Judicial Studies - William Barr Hearings and Trump's Former Lawyer Michael Cohen;

4:15 CST/5:15 pm EST:  Clark Neily, Vice President for Criminal Justice at the Cato Institute: SEC and Gag Orders;

4:30 CST/5:30 pm EST:  Michael Bindas, Senior Attorney with the Institute for Justice - Privileges or Immunities Clause of the 14th Amendment;

4:45 CST…[more]

January 21, 2019 • 05:03 pm

Liberty Update

CFIFs latest news, commentary and alerts delivered to your inbox.
Jester's CourtroomLegal tales stranger than stranger than fiction: Ridiculous and sometimes funny lawsuits plaguing our courts.
Obama Lied. My FOURTH Health Plan Died. Print
By Michelle Malkin
Wednesday, October 11 2017
This isn't a 'market correction.' It's a government catastrophe.

Cue the funeral bagpipes. My fourth health insurance plan is dead.

Two weeks ago, my husband and I received yet another cancellation notice for our private, individual health insurance coverage. It's our fourth Obamacare-induced obituary in four years. Our first death notice, from Anthem Blue Cross and Blue Shield, arrived in the fall of 2013. The insurer informed us that because of "changes from health care reform (also called the Affordable Care Act or ACA)," our plan no longer met the federal government's requirements.

Never mind our needs and desires as consumers who were quite satisfied with a high-deductible PPO that included a wide network of doctors for ourselves and our two children.

Our second death knell, from Rocky Mountain Health Plans, tolled in August 2015. That notice signaled the end of a plan we didn't want in the first place that didn't cover our kids' dental care and wasn't accepted at our local urgent care clinic. The insurer pulled out of the individual market in all but one county in Colorado, following the complete withdrawal from that sector by Humana and UnitedHealthcare.

Our third "notice of plan discontinuation," again from Anthem, informed us that the insurer would "no longer offer your current health plan in the State of Colorado" in August 2016. With fewer and fewer choices as know-it-all Obamacare bureaucrats decimated the individual market here and across the country, we enrolled in a high-deductible Bronze HSA EPO (Health Savings Account Exclusive Provider Organization) offered by Minneapolis-based startup, Bright Health.

Now, here we are barely a year later: Deja screwed times four. Our current plan will be discontinued on Jan. 1, 2018.

"But don't worry," Bright Health's eulogy writer chirped, "we have similar plans to address your needs."

Riiiiight. Where have I heard those pie-in-the-sky promises before? Oh, yeah. Straight out of the socialized medicine Trojan horse's mouth. "If you like your doctor," President Obama promised, "you will be able to keep your doctor. Period. If you like your health care plan, you'll be able to keep your health care plan. Period. No one will take it away. No matter what."

Is pathological lying covered under the Affordable Care Act?

Speaking of Affordable Care Act whoppers, so much for "affordable." Our current deductible is $6,550 per person; $13,100 for our family of four. Assuming we can find a new plan at the bottom of the individual market barrel, our current monthly premium, $944.86, will rise to more than $1,300 a month.

"What's taking place is a market correction; the free market is at work," says Colorado's state insurance commissioner, Marguerite Salazar. "(T)his could be an indication that there were too many options for the market to support."

This presumptuous central planner called federal intervention to eliminate "too many" options for consumers the free market at work. Yes, friends, the Rocky Mountain High is real.

This isn't a "market correction." It's a government catastrophe. Premiums for individual health plans in Virginia are set to skyrocket nearly 60 percent in 2018. In New Hampshire, those rates will rise 52 percent. In South Carolina, individual market consumers will face an average 31.3 percent hike. In Tennessee, they'll see rates jump between 20-40 percent.

Private, flexible PPOs for self-sufficient, self-employed people are vanishing by design. The social-engineered futurehealthy, full-paying consumers being herded into government-run Obamacare exchanges and severely regulated regional HMOsis a bipartisan big government health bureaucracy's dream come true.

These choice-wreckers had the arrogant audacity to denigrate our pre-Obamacare plans as "substandard" (Obama), "crappy" (MSNBC big mouth Ed Schultz) and "junk policies" (Sen. Tom Harkin, D-Iowa). When I first called attention to the cancellation notice tsunami in 2013, liberal Mother Jones magazine sneered that the phenomenon was "phony." And they're still denying the Obamacare death spiral. Liberal Vox Media recently called the crisis "a lie."

I don't have enough four-letter words for these propagandists. There are an estimated 450,000 consumers like us in Colorado and 17 million of us nationwidesmall-business owners, independent contractors and others who don't get their plans through group coverage, big companies or government employers. The costs, headaches and disruption in our lives caused by Obamacare's meddling meddlers are real and massive.

But we're puzzles to corporate media journalists who've never had to meet a payroll and don't even know what is the individual market.

We're invisible to late-night TV clowns who get their Obamacare-at-all-costs talking points from Chuck Schumer.

We're pariahs to social justice health care activists and Democrats who want us to just shut up and subsidize everyone else's insurance.

And we're expendables to establishment Republicans who hoovered up campaign donations on the empty promise to repeal Obamacare and now consider amnesty for immigrants here illegally and gun control higher legislative priorities than keeping their damned word.

We're the canaries in the Obamacare coal mine. Ignore us at your peril, America. You're next.


Michelle Malkin is host of "Michelle Malkin Investigates" on CRTV.com. 
COPYRIGHT 2017 CREATORS.COM

Question of the Week   
Which one of the following countries provided most of the U.S. immigrants in 2016?
More Questions
Quote of the Day   
 
"Mission, Texas -- Democrats show no interest in solving illegal immigration, and they downplay the drug and humanitarian problems it causes, yet liberals in the media never ask them to explain why.House Speaker Nancy Pelosi, D-Calif., has so far said she's unwilling to do anything on immigration, so long as the White House refuses to sign a bill funding the small portion of the government that's…[more]
 
 
—Eddie Scarry, Washington Examiner
— Eddie Scarry, Washington Examiner
 
Liberty Poll   

Which one of the following would you rather watch on TV?