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Lost Retirement Horizon: Why 401(k)s Are Not OK (and Not Just Because of the Lousy Economy)

By John F. Wasik, RealClearInvestigations
Wednesday, November 16 2022

Fretting over your 401(k) lately? For all the current turbulence in these retirement plans – from their rocky recent market performance to asset managers' politicization of their investments through the "environment, social and governance" agenda – the main problem lies in their flawed design decades ago, a range of retirement experts say. They say many retirees – particularly the less well-off – are losing out because the tax-advantaged accounts favor the well-compensated who are better able to save; also, because of the plans’ temptingly relaxed…

The January 6 Committee Travesty

	The Jan. 6 House committee just revealed how nakedly political it is. Forget protecting the nation. The…
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Elon Musk Is Right. Divided Government Is Best

	There are no saviors or miracles in democracy, only a grueling, soul-sucking, forever war of attrition.…
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CFIF Veterans Day Quiz

	Take CFIF’s 11-Question Veterans Day Quiz and test your knowledge of the brave men…
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Manchin Shocked – Shocked! – that Biden Double-Crossed Him on Energy

	With the 2024 reelection layout looking much more grim for Senate Democrats than 2022, new threats from…
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Tuesday Takeaways

	What, if anything, did the midterms tell us about the country – other than underwhelming…
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A Talk with Bill Barr about Russiagate, the FBI and Accountability

	Former Attorney General Bill Barr does not mince words about FBI misconduct in its pursuit of candidate…
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Don't Fall for the Democrats' Ginned-up Social Security Scaremongering

	Here are two snippets from Wednesday's New York Times piece contending that Republicans have "embraced"…
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The Left Were the Mad Scientists - We Were Their Lab Rats

	As the midterms approach, one way of looking at America's current disaster is that we, the American people…
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Elon Musk Threatens the Censorship-Industrial Complex

	Americans overwhelmingly believe that media censorship swung the 2020 election, and now panic has beset…
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Midterms, Biden's Agenda and the Filibuster

	On March 2, 2021, when he had been president less than two months, Joe Biden met with a group of liberal…
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Notable Quote

"The U.S. has been running a real-time experiment on two approaches to criminal justice: the Biden-era emphasis on social justice versus the Trump administration's embrace of traditional law and order. The results are now in.The Bureau of Justice Statistics (BJS) reported this morning that felony violent crime fell 25% in 2025. Rape declined 13%, robbery fell 27%, and aggravated assault dropped…[more]

— John R. Lott Jr., RealClearInvestigations

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