Posts Tagged ‘Obamacare’
October 3rd, 2016 at 2:49 pm
Image of the Day: ObamaCare Less Popular Than System In Place Before
Posted by Timothy Lee Print

From broken promises to fewer choices to higher costs to tens of millions still uninsured, ObamaCare has been a disaster.   Its defenders insist that it’s still better than we had before, but Americans disagree:

Americans Prefer Pre-ObamaCare Healthcare System

Americans Prefer Pre-ObamaCare Healthcare Syst

September 8th, 2016 at 12:49 pm
New Gallup Poll Shows Worsening Disaster of ObamaCare
Posted by Timothy Lee Print

As Barack Obama’s presidency sputters toward its end, there’s new bad news to report regarding his signature “achievement.”

As illustrated by an alarming new Gallup poll, ObamaCare has become a worsening disaster for Americans experiencing it personally.  To be sure, ObamaCare has been a public disapproval disaster since its inception.  But now, according to Gallup, a record number of Americans are reporting that it has personally worsened their healthcare:

Currently, 29% of Americans say Obamacare has hurt them and their family, up from 26% in May, and the highest Gallup has measured to date.  Meanwhile, the percentage who say the ACA has helped their family dropped from 22% to 18%.  The bulk of Americans, 51%, continue to say the law has ‘had no effect.’  As more provisions of the law have taken effect over the years, the ‘no effect’ percentage has dropped from the first reading of 70% in early 2012.”

Nancy Pelosi infamously claimed we must pass ObamaCare to find out what’s in it.  Well, Americans are finding out what’s in it firsthand, and they’re liking it even less.

September 6th, 2016 at 12:05 pm
Ramirez Cartoon: ObamaCare Life Support
Posted by CFIF Staff Print

Below is one of the latest cartoons from two-time Pulitzer Prize-winner Michael Ramirez.

View more of Michael Ramirez’s cartoons on CFIF’s website here.

September 2nd, 2016 at 12:18 pm
If You Like Your Medical Plan, You Can… Kiss It Goodbye
Posted by Timothy Lee Print

In his weekly address on June 6, 2009, Barack Obama promised, “If you like the plan you have, you can keep it.”

Fast-forward to September 1, 2016, under The Wall Street Journal’s headline “Insurers’ Offerings Dwindle”:

Under intense pressure to curb costs that have led to losses on the Affordable Care Act exchanges, insurers are accelerating their move toward plans that offer limited choices of doctors and hospitals.”

Most bizarre of all?  ObamaCare’s failures are prompting more and more leftists to openly advocate a complete government takeover of the healthcare system and imposing a single-payer plan.  In other words, we’ve gone from promises that choice in healthcare providers won’t be impacted by ObamaCare to open advocacy of a system with zero choice whatsoever.  This is how liberalism works, a slow march to mass submission.

August 29th, 2016 at 2:06 pm
Stiffed: Middle Class Carrying Increasing Share of U.S. Healthcare Burden
Posted by Timothy Lee Print

Barack Obama’s solemn assurances regarding ObamaCare, including “If you like your  doctor, you can keep your doctor,” have been exposed as fraudulent.  That’s a main reason why his main “legacy” has remained terribly unpopular since its inception.

Now, another alarming factor has been added to the miserable litany:  Middle-class Americans have had the cost of it all increasingly heaped upon them.  Since 2000, U.S. healthcare spending has jumped from 13.3% of our economy to 18.2% this year.  The news gets worse for the middle class:

The government has taken on a larger share in recent years as more people age into Medicare, and the Affordable Care Act [ObamaCare] expanded Medicaid and provided subsidies for low-income people buying insurance on state exchanges.  Middle-class households are finding more of their health-care costs are coming out of their own pockets.  David Cutler, a Harvard health-care economist, said this may be ‘a story of three Americas.’  One group, the rich, can afford health care easily.  The poor can access public assistance.  But for lower middle- to middle-income Americans, ‘the income struggles and the health-care struggles together are a really potent issue,’ he said.”  (emphasis added)

Overall, middle-income Americans’ healthcare spending is 25% higher than what it was in 2007.  That means far less income to spend on other discretionary items, whether eating out, vacationing, clothing, automobiles, etc., and provides another clue as to what has made Obama’s tenure the worst stretch of economic growth in recorded U.S. history.

Heckuva job, Barack.

March 10th, 2016 at 11:56 am
Ramirez Cartoon: ObamaCare Bust
Posted by CFIF Staff Print

Below is one of the latest cartoons from two-time Pulitzer Prize-winner Michael Ramirez.

View more of Michael Ramirez’s cartoons on CFIF’s website here.

December 4th, 2015 at 9:44 am
ObamaCare Meltdown, Cont’d: Health Spending Rises Most Since 2007
Posted by Timothy Lee Print

When even The New York Times issues lamentations as the consequences of ObamaCare become more clear, it’s obvious that things aren’t going well:

Health spending grew faster than the economy in 2014, and the federal share of health spending grew even faster, as major provisions of the Affordable Care Act took effect.  Total spending on health care increased 5.3 percent last year, the biggest jump since 2007, and accounted for 17.5 percent of the nation’s economic output, up from 17.3 percent in 2013, the Department of Health and Human Services said in its annual report on spending trends.”

But not to worry.  The Obama Administration assures us that things are fine:

The spending report comes as the Obama administration is already on the defensive over rising premiums and deductibles on insurance policies sold through the health law’s exchanges.  Last month, United Health Group, one of the nation’s largest health insurance companies, significantly lowered its profit estimates and blamed the federal health care law.  Obama Administration officials said Wednesday that the rise in health spending last year did not undermine their conviction that the Affordable Care Act had been a boon for the nation.”

Of course, this is the same administration that assured us just hours before the Paris terrorist attacks that ISIS is contained, not to mention that “if you like your doctor, you can keep your doctor, period.”  Per Nancy Pelosi’s claim, we’re finding out what’s in ObamaCare, and the only question is whether this or the Iran nuclear accord – which we’re now told Iran didn’t even sign – will prove the worse of Obama’s two signature “achievements” as time progresses.

November 20th, 2015 at 9:55 am
In Other News, ObamaCare Is Now a Slow-Motion Disaster
Posted by Timothy Lee Print

As ObamaCare enters the real world and departs Barack Obama’s “If you like your doctor, you can keep your doctor” fantasy world, it is already proving a slow-motion disaster for Americans.  This week, The Wall Street Journal featured a front-page article entitled “Rising Rates Pose Challenge for Health Law,” and the news is grim:

Insurers have raised premiums steeply for the most popular plans at the same time they have boosted out-of-pocket costs such as deductibles, copays and coinsurance in many of their offerings.  The companies attribute the moves in part to the high cost of some customers they are gaining under the law, which doesn’t allow them to bar clients with existing health conditions.  The result is that many people can’t avoid paying more for insurance in 2016 simply by shopping around – and those who try risk landing in a plan with fewer doctors and skimpier coverage.”

The report proceeds to describe the magnitude with greater specificity, and it is astonishing:

Premiums for individual plans offered by the dominant local insurers are rising almost everywhere for 2016, typically by double-digit percentage increases, according to a Wall Street Journal analysis of plan data in 34 states where the site sells insurance.  More than half of the midrange ’silver’ plans are boosting the out-of-pocket costs enrollees must pay, while more than 80% of the less-expensive ‘bronze’ plans are doing so.”

Meanwhile, a new Gallup survey released this week shows that the percentage of Americans rating their healthcare quality as excellent or good has plummeted from 62% in 2010 when ObamaCare was enacted to 53% now.  The survey also reveals that the percentage who are satisfied with healthcare costs has actually declined from 26% in 2009 to 21% today.

As experience with ObamaCare increases with implementation, the situation promises to get worse by the day.  Obama, Harry Reid and Nancy Pelosi passed, now we’re staring at the reality of what was in it.

November 10th, 2015 at 8:59 am
Ramirez Cartoon: ObamaCare Costs
Posted by CFIF Staff Print

Below is one of the latest cartoons from two-time Pulitzer Prize-winner Michael Ramirez.

View more of Michael Ramirez’s cartoons on CFIF’s website here.

July 31st, 2015 at 10:01 am
Sticker Shock: Healthcare Spending Spikes As ObamaCare Takes Effect
Posted by Timothy Lee Print

For some time now, Barack Obama and his apologists have trumpeted slowing healthcare costs as somehow attributable to ObamaCare.  Never mind that the declines predated Obama’s election, and that even The Washington Post gave him three Pinocchios in its Fact Checker analysis of this claim on November 5 of last year:

Healthcare inflation has gone down every single year since the law [ObamaCare] passed, so that we now have the lowest increase in healthcare costs in 50 years – which is saving us about $180 billion in reduced overall costs to the federal government and in the Medicare program.”

To illustrate how he played the role of rooster taking credit for the sunrise, healthcare cost inflation reached 7% in 2003, but plummeted to approximately 2% before Obama even took office.

Regardless, but healthcare costs are spiking again as ObamaCare actually takes effect:

Growth in national health spending, which had dropped to historic lows in recent years, has snapped back and is set to continue at a faster pace over the next decade, federal actuaries said Tuesday…  The jump comes after five consecutive years of average spending growth of less than 4% annually – a rate touted by the Obama Administration as the lowest since the government began tracking health spending in the 1960s and a sign that the health law’s Medicare provisions were helping rein in health costs.”


Chalk up yet another failure of ObamaCare, which helps explain why it remains so unpopular among Americans as we “find out what’s in it” in the words of Nancy Pelosi.

July 7th, 2015 at 10:21 am
New Gallup Poll on Confidence in Big Business Coincides with ObamaCare Merger Wave
Posted by Timothy Lee Print

A revealing commentary this week in The Wall Street Journal on reduced competition and insurance industry consolidation under ObamaCare coincides in an interesting manner with a new Gallup poll showing very low public confidence in big business.

In “How the Affordable Care Act Is Reducing Competition,” physician and American Enterprise Institute (AEI) resident fellow Scott Gottlieb lays out how ObamaCare by design requires industry consolidation to accommodate its massive regulatory burdens and higher operating costs:

To sustain themselves, insurers must spread fixed costs over a larger base of members.  The bigger they are, the easier it is to meet the government-imposed cap on their operating costs while cutting their way to profitability.  This pressure discourages new health plans from launching.  Startups often must channel more money into initial operating expenses.  But the caps largely prevent this, so the market stagnates…  ObamaCare’s architects saw these trends coming – and welcomed them.  They mistakenly believed that consolidation would be good for patients, on the theory that larger companies would have more capital to invest in innovations that are thought to improve coordination of medical care, such as electronic health records, integrated teams of medical providers and telemedicine.

This was a profound miscalculation.  The truth is that the greatest innovations in healthcare delivery haven’t come from federally contrived oligopolies or enormous hospital chains.  Novel concepts – whether practice-management companies, home healthcare or the first for-profit HMO – almost always have come from entrepreneurial firms, often backed by venture capital.  That venture capital has been drying up since ObamaCare was passed.”

Meanwhile, a new Gallup survey reveals that is precisely the sort of big-business favoritism that Americans distrust:

Americans are more than three times as likely to express confidence in small business as they are in big business.  Sixty-seven percent of U.S. adults report having a ‘great deal’ or ‘quite a lot’ of confidence in small business, far eclipsing the 21% who are similarly confident in big business.  Confidence in small business is up slightly from last year’s 62%, while confidence in big business is unchanged.”

This helps explain why, despite Barack Obama’s ongoing protestations and false assurances, the healthcare law bearing his name remains widely unpopular with Americans it affects.  Each week brings a fresh wave of bad news about ObamaCare, such as this week’s news of skyrocketing costs unanticipated only by those who supported the law.  Its unpopularity, along with the unpopularity of big government and big business more generally, provide optimism that Americans remain open to conservative and libertarian efforts toward replacement and reform.

June 22nd, 2015 at 7:56 am
Video: The Wisdom of Justice Obama
Posted by CFIF Staff Print

CFIF’s Renee Giachino discusses how President Obama’s rhetoric regarding ObamaCare and the challenge currently before the Supreme Court to the law’s subsidies is both unseemly and not presidential.

May 22nd, 2015 at 12:23 pm
Clock Ticking Down on SCOTUS’ Decision On ObamaCare Subsidies
Posted by CFIF Staff Print

Ashton Ellis, CFIF Contributing Editor, discusses what Congress should do if the Supreme Court strikes down ObamaCare subsidies for health insurance purchased on exchanges set up by the federal government, why some Americans had to pay back the IRS for ObamaCare subsidies, and the negative implications of ObamaCare across the nation.

Listen to the interview here.

May 20th, 2015 at 3:11 pm
More Insurance, Less Health Care?

A new report says that the number of Americans who are ‘underinsured’ is 31 million people – double the figure from 2003.

Being underinsured means that a person has access to health insurance, but doesn’t use it to get healthy because the cost is too high.

ObamaCare – with the popularity of its high deductible insurance plans – may make the problem worse.

“The steady growth in the proliferation and size of deductibles threatens to increase underinsurance in the years ahead,” says the Commonwealth Fund report.

“People who have high deductibles do tend to skimp on healthcare,” Sara Collins, the study’s lead author, said to reporters.

That’s because a trip to the doctor’s office can generate thousands of dollars in out-of-pocket expenses before the insurance company contributes a penny.

The Obama administration has claimed a lot of credit for lowering the uninsured population, but has been unsurprisingly mum about the uptick in the number of underinsured Americans. If this trend continues, millions of people will be forced to pay for a financial product they cannot afford to use, but dare not risk going without since the IRS has the power to penalize.

That sounds like a policy opportunity conservatives would do well to exploit.

H/T: The Hill

May 15th, 2015 at 10:59 am
Video: Congress’ ObamaCare Fraud
Posted by CFIF Staff Print

In this week’s Freedom Minute, CFIF’s Renee Giachino demands accountability for the apparent fraud that took place enabling Members of Congress and their staff to circumvent clear rules under ObamaCare in order to keep their taxpayer-subsidized health insurance. 

May 14th, 2015 at 9:54 am
Bipartisan Support Growing to Repeal ObamaCare Medical Device Tax

A group of 18 House Democrats sent a letter recently to Speaker John Boehner (R-OH) and Minority Leader Nancy Pelosi (D-CA) requesting “timely passage” of a bill to repeal perhaps the most unpopular ObamaCare tax.

The medical device tax levies a 2.3 percent fee on medical devices, and is credited with causing increased prices and a decline in jobs within the manufacturing industry. Much of the Democratic support for repeal comes from members representing states with large device making companies in Minnesota and Indiana.

In a divided Congress, repealing the medical device tax may be the best way demonstrate bipartisan opposition to ObamaCare. Last year, 79 Senators voted to repeal this tax though then Majority Leader Harry Reid (D-NV) refused to bring it to a floor vote. With Republicans in control of the chamber, a vote is likely to occur.

Even if President Barack Obama vetoes the measure – which the White House has promised he will do unless Congress imposes another tax to offset the revenue loss – the mounting pressure to get rid of the medical device tax indicates that there are political victories to be had, if congressional leaders will push for them.

May 14th, 2015 at 7:18 am
Hawaii’s ObamaCare Exchange Out of Money

Add Hawaii to the growing list of states that can’t afford to continue funding their financially unsustainable ObamaCare exchange.

“The state’s exchange is drowning in their own debt and is set to shut down by September 30,” writes Kristina Ribali of the Foundation for Government Accountability. “Administrators had been hoping to get a funding boost from state lawmakers, during their current legislative session, but that will not happen.”

Hawaii’s death spiral became clear in January when the federal government notified the state that it was out of compliance with ObamaCare’s performance benchmarks. By this year state exchanges have to prove their long term financial viability, and their IT systems must be integrated with the Medicaid database. The latter requirement ensures that applicants are correctly channeled to the appropriate government assistance program.

Hawaii – like Oregon, Nevada, New Mexico, Colorado, Minnesota, Maryland, Massachusetts and Vermont – isn’t generating enough revenue in enrollment fees to make its exchange solvent. Its failure to integrate IT systems is likely the final blow before the state hands over its exchange function to, the federal counterpart.

Like the other states just mentioned, Hawaii’s ObamaCare exchange failure has been expensive: $204.3 million.

And counting…

May 5th, 2015 at 7:48 pm
Get ObamaCare Out of the Health Insurance Exchange Business

Health insurance exchanges are a great idea – as long as the government isn’t the one running them.

“In a private exchange, an employer can make a defined contribution to a tax-free group plan chosen by the worker,” explains Robert Moffit. “If the worker purchases a less expensive plan, the worker can keep the difference in savings. A worker who wants a more expensive plan can top off the employer’s contribution with her own money.

“In a well-run private exchange, self-insured employers can offer greater flexibility in benefit design, allowing workers and their families choice among a variety of health plans offered by multiple carriers,” Moffit continues. “With cost calculators, plan and provider performance ratings, and easily accessible network and formulary information, workers are suddenly empowered to make well-informed health-care decisions. In the style of 401(k) pensions, the private exchange could emerge as the transformative platform for a revolution in health-care financing.”

Interestingly, enrollment in private health insurance exchanges is now at 6 million – double what it was in 2014. That’s almost equal to the 7+ million currently enrolled through, the federal ObamaCare exchange.

One way to move health insurance reform away from the top-down, government-run model of ObamaCare would be to grant vouchers to individuals and families that don’t get coverage from an employer. Government could then go back to what it does best – giving out money – while letting the private sector do its job – delivering services at an affordable price while still making a profit.

Best of all: Almost 20 fewer government bureaucracies.

May 4th, 2015 at 7:59 pm
ObamaCare Exchanges Are Losing Money

The reason 35 states chose not to build a local ObamaCare exchange – even though the federal government made billions of dollars available to do so – is pretty simple: After an initial burst of funding the a state must foot the bill to maintain it.

That’s turning out to be a very costly proposition.

Consider Oregon.

“The case of Oregon is the most extreme,” explains an editorial in the Washington Examiner. “After spending $200 million to develop its own health insurance exchange, the Beaver State was forced to abandon it altogether because of pervasive and intractable technical problems.”

It gets worse.

“Tiny Vermont spent roughly $4,000 for every uninsured Vermonter to develop its exchange – more than enough to buy a pre-ObamaCare policy for everyone for an entire year,” says the editorial. “And yet after spending so much, the Green Mountain State may soon follow Oregon’s lead in abandoning its creation. Minnesota faces a similar situation.”

Recall that ObamaCare’s upfront establishment grant money was designed to make it seem like the controversial health law didn’t add to the federal deficit by enticing states to take on the legacy costs of operating the exchanges. With becoming the de facto nationwide ObamaCare exchange, that gamble has backfired, but not before wasting lots of taxpayer money.

April 29th, 2015 at 5:58 pm
IG Warning: States May be Illegally Using ObamaCare Grants

At least 37 states have received a total of $4.8 billion to implement ObamaCare, but under the terms of the “establishment grants” those monies cannot be used to pay for overhead costs like rent, software maintenance, staffing and utilities.

That hasn’t stopped some states from trying, apparently.

“We have concerns that, without more detailed guidance from [the Centers for Medicare and Medicaid], [State-based ObamaCare exchanges] might have used, and might continue to use, establishment grant funds for operating expenses after January 1, 2015, contrary to law,” writes the Inspector General at the Health and Human Services Department.

“In media reports and during our review of [states’] budget information, we have observed that some [states] face uncertain operating revenues in 2015 and future years. Because operating revenues are uncertain, there is a risk that [states] might use establishment grant funds to cover operational expenses,” warns the IG’s letter.

The IG points to evidence that the Rhode Island exchange does not have a dedicated funding source, and the Washington exchange is short $125 million unless the state legislature steps in.

In other words, ObamaCare gave seed money to start expensive new state agencies that are now supposed to be self-sustaining. At least two are not, and the tone of the IG’s letter implies that many more are suspect.

If an enterprising conservative committee chairman wants to protect taxpayers while exposing one of the failures of ObamaCare, following up on the IG’s warning letter with a detailed investigation would be a good strategy.

H/T: The Hill